"Parents, children, brothers and sisters (over the age of 18) permanently residing with you."
My question is this....
The insurers are stating, that the grammar used in this sentance means that all people (Parent; children; brothers and sisters) are over the age of 18!!
My interprotation is that, only the brothers and sisters are over the age of 18.
How would the teachers understand the context of the passage??
Thank you in advance
Nigel