My memory is deteriorating as I can’t get the wordings correctly in grammatical sense in figures when I make out a cheque.

e.g.

400 - a) Four Hundred Only
- b) Four Hundreds Only

405 – a) Four Hundred and Five Only
- b) Four Hundreds Five Only

45.67 – a) Forty Five cent Sixty Seventy
- b) Forty Five cents Sixty Seventy