This is exactly what I wanted! Thanks Tdol!
Your answers bring some new questions - not that your explanation's not good enough, just that it brings up new issues I wasn't aware of.
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I have not agreed to get (buy?) anything more than that (I'd use the past tense to show that you have no plans to agree either).
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So if I say 'I did not agree to buy anything more than that', it implies I have no plans to agree in the future? then what would 'I have not agreed...' imply? I'm not too good with the grammar namings and I don't know what this 'have done' form is called. I seem to use the past tense and 'have done' form interchangably without knowing what particular time they represent. I just use my gut feeling as to which one sounds correct but it always have been frustrating. Could you please explain this for me?
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...pursue this matter further with VISA, who take a very dim view of companies who use account details in ways other than those specifically authorised by the card holder.
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When you say VISA take a very dim view of such companies, do you mean VISA don't care much whether the companies use my personal info in ways other than specified by me, or VISA show contempt on, look down on, or think unworthy of such companies?
Just on a personal note, you're such a gentleman Tdol. (I'm not being sarcastic in any way!)
Or maybe I was being a bit too rude in standard British / American's sense? I didn't mind that much because well, I wanted to show my anger to them.