Hi!
I've recently passed a test and here is the example of one question from it:
Many people …………Gray’s success to his intelligence and hard work.
a. subject
b. owe
c. refer
d. contribute
the test key says, it is inappropriate to use "refer to" here. but i can't understand why? as far as I know one of the meanings of "refer to" is ascribe to. isn't it? may be it is something wrong with the test? or the test is ok and something wrong is with my English?
looking forward to any help!
thank you!