have or having

[snade17]

Hi dear experts,
Could you tell what the difference in meaning is between the sentence in the present simple tense and the sentence in the present continuous tense:

1. I am having some problems - I have some problems

2. I am having a terrible headache - I have a terrible headache.

[engee30]

Hi dear experts,
Could you tell what the difference in meaning is between the sentence in the present simple tense and the sentence in the present continuous tense:

1. I am having some problems - I have some problems

2. I am having a terrible headache - I have a terrible headache.

I am having some problems with something or somebody. means that the problems are temporary, at the time of speaking about them (eg now), or around this time (eg this week).

I have some problems with something or somebody. means that the problems are habitual, happen to you now and again, or maybe even always.

I have (got) a terrible headache. - this is the only correct way of saying that you suffer from something.

[snade17]

Thank you very much engee30. You were most helpful.