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I do not think that you can use "I've" here. You should write "I have" for have here is a main verb and should not be contracted.
I have a lot of books.
I've got it.
Regards
Actually, :D , contracting I have is fine in that context, not to mention acceptable and fairly common. :D
rates can be scaled back but expectations, hmm, it would depend on the context used, actually. As is, though, the sentence expresses that expectations will be scaled back
rates can be scaled back but expectations, hmm, it would depend on the context used, actually. As is, though, the sentence expresses that expectations will be scaled back
Re: passive tense 
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