is this a bad english ?

Our records indicate that there are payments in your account that are overdue, please settle the payment to us immediately, the detail as follows

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Originally Posted by Zoe2008

Our records indicate that there are payments in your account that are overdue. Please settle these immediately; the details are as follows.

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"Is this bad English?"

Are there many payments that have not been made, or just one?


Our records indicate that your account shows overdue payments.

or

Our records show that your payment is overdue on your account.