Our records indicate that there are payments in your account that are overdue, please settle the payment to us immediately, the detail as follows
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Our records indicate that there are payments in your account that are overdue, please settle the payment to us immediately, the detail as follows
Are there many payments that have not been made, or just one?
Our records indicate that your account shows overdue payments.
or
Our records show that your payment is overdue on your account.