Don't be deeply confused, Ripley. You are right about using the simple past

, but please take notice, though, of the meaning expressed by "I wish" + simple past.
Present tense: put the verb in the past tense:
EX: I wish I bought a
bettercar
than the one I have now. (i.e., I have a car)
EX: I wish I had a
better car
than the one I have now. (i.e., I have a car)
EX: I wish I went to London
last year. (i.e., I went to London, but not last year)
Past tense: put the verb in the past perfect:
EX: I wish I had bought a car. (Note, I didn't buy a car)
Future: use "would":
EX: I wish I would buy a car.