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Higher education is funded in several ways: all costs paid by the government; all costs paid by students; all costs paid by students with a government loan which must be repaid after graduation. What are the advantages of these options? Which is your choice?
Higher education which refers to the stage of learning that occurs at universities, colleges and institutes of technology continuously cultivates talents in all areas for our society. One important issue regarding to this is that who should provide financial support for students in higher education systems.
For many years, Chinese government has paid full tuition fee for every post graduate student and part of that for every under graduate student. Different levels of living allowances have also been offered to students in higher education systems according to their grades. This policy have successfully encouraged lots of promising young students, especially those who perform excellent in their studies but come from poor families, to continue their study after high school. We have to say that the great success achieved in higher education in China is, to some extent, due to this policy. But this policy is not perfect, for example, outstanding students should be granted more scholarship than others. In addition, if students don't pay for their studies, they will feel that higher education is some kind of free service which is not worth cherishing. Chinese government has realized this, and keeps optimizing its policies on it.
Alternatively, all the expenses can be born by students. As the economy grows, more and more families can afford the expenses for higher education. If people have to pay by themselves, they will put more effort into their studies or research; on the other hand, the government can also save a huge amount of money to enhance the teaching conditions in higher education.
However, there are still some independent young students who don't want to rely on their parents or they prefer to use their money to make investments. Those people can benefit the most directly from the National Student Loan which is usually low interest rates or even interest-free. In order to repay the student loan on time after graduation, those students must be pressured to work hard at universities so that they have a better chance to find good jobs, at the same time, the burdens on the government and the students' parents should be significantly reduced.
After all, who should foot the bill for higher education? I think different policies can be applied to different students. For those who come from outlying and poverty areas, the government should not only waive their tuition fee but also provider further financial support, on the other hand, for those who can afford the expenses of higher education, they can decide pay by themselves or get loans form the government.