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  1. #1
    david11's Avatar
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    Default extra amount or additional amount

    Recently, when I was withdrawing amount from ATM,. an additional amount was deducted more than what I withdrew from my account.

    Is it correct to say "additional amount"? or Would "extra amount" be apt?

  2. #2
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    Default Re: extra amount or additional amount

    I would say "Recently, when I withdrew cash from an ATM, more money was deducted from my account than I actually withdrew in cash".
    Remember - correct capitalisation, punctuation and spacing make posts much easier to read.

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    Default Re: extra amount or additional amount

    Quote Originally Posted by emsr2d2 View Post
    I would say "Recently, when I withdrew cash from an ATM, more money was deducted from my account than I actually withdrew in cash".
    I want to mention how much (more) money was deducted from my account.

    For example; If 100$ was deduced from my account more than what I withdrew, how shall I mention it?

    Recently, when I withdrew cash from an ATM, 100$ more was deducted from my account than(what) I actually withdrew in cash.

    1) Is this okay?

    2) Is the word "what"wrong or just redundant?

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    Default Re: extra amount or additional amount

    I would be more specific in that case.

    On 2 January 2013 at 2.05pm, I withdrew $100 from the ATM at [name of bank and street address]. However, my bank statement shows that I withdrew $200. That is incorrect. I only withdrew $100. Please arrange for a refund of the extra $100 to my account as soon as possible.

    The word "what" is wrong in your suggestions.
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  5. #5
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    Default Re: extra amount or additional amount

    I think I know what david11 means. In India if you withdraw money from an ATM, there are charges. If, for example, you are in another country or, in some cases, in another state within India and you withdraw a small amount of money, the charges can be more than the amount you withdrew. If I withdrew Rs200/- from my account at the Bank of Baroda in Udaipur from an ATM at ICCCI Bank in Amritsar or from Crédit Agricole in Lyon, the charge for the transaction could be Rs300/-. I would say "I withdrew Rs200/- from my Bank of Baroda account in Lyon, and they charged me Rs300/- for the transaction!"
    Last edited by bhaisahab; 09-Jan-2013 at 20:50. Reason: correction

  6. #6
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    Default Re: extra amount or additional amount

    Presumably, though, someone who uses an ATM abroad would know that they were going to be charged, and would have found out in advance what the fee is, so it wouldn't be a surprise to find that the charge had been levied.
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  7. #7
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    Default Re: extra amount or additional amount

    Quote Originally Posted by emsr2d2 View Post
    Presumably, though, someone who uses an ATM abroad would know that they were going to be charged, and would have found out in advance what the fee is, so it wouldn't be a surprise to find that the charge had been levied.
    Possibly, yes (not always in my experience), but you might want to tell someone about it.

  8. #8
    emsr2d2's Avatar
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    Default Re: extra amount or additional amount

    Quote Originally Posted by bhaisahab View Post
    Possibly, yes (not always in my experience), but you might want to tell someone about it.
    That's true. I think my assumption was that the OP wanted to write a letter to the bank to complain about the extra money having been deducted.
    Remember - correct capitalisation, punctuation and spacing make posts much easier to read.

  9. #9
    david11's Avatar
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    Default Re: extra amount or additional amount

    Quote Originally Posted by bhaisahab View Post
    I think I know what david11 means. In India if you withdraw money from an ATM, there are charges. If, for example, you are in another country or, in some cases, in another state within India and you withdraw a small amount of money, the charges can be more than the amount you withdrew."
    No, I didn't mean it. In fact, I don't have to pay charges for first five transactions of a month. First, it had been as you have said but it was changed that an account holder of any bank can withdraw money from any bank ATMs without any service charge. Again, it is changed that service charge will be applied for withdrawal from other banks but not for first five transactions.

    Quote Originally Posted by bhaisahab View Post
    If I withdrew Rs200/- from my account at the Bank of Baroda in Udaipur from an ATM at ICCCI Bank in Amritsar or from Crédit Agricole in Lyon, the charge for the transaction could be Rs300/-. I would say "I withdrew Rs200/- from my Bank of Baroda account in Lyon, and they charged me Rs300/- for the transaction!"
    Not anymore. Since Banks are nationalized, If I have an account in Bank of Baroda in Chennai, I can withdraw money from Amritsar without any service charges applied. I can even deposit a cheque in any branch of the bank, where I have the account, around India.

    (Bhai, it is not a good idea to withdraw amounts like ₹200 from international banks like ICCCI . I once withdrew ₹100 from ICCCI ATM but I was charged more than half I withdrew. )

  10. #10
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    Default Re: extra amount or additional amount

    Quote Originally Posted by emsr2d2 View Post
    That's true. I think my assumption was that the OP wanted to write a letter to the bank to complain about the extra money having been deducted.
    Yes, you are right. I meant exactly the same.

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