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  1. #1
    JRD is offline Member
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    Post Please correct the following sentences

    Please find enclosed herewith, the cash amount of $xxx in settlement of down payment for Plumbing work in the 2 bathrooms at Project X

  2. #2
    Anglika is offline No Longer With Us
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    Default Re: Please correct the following sentences

    Please find enclosed herewith $xxx as down payment for the plumbing work in the 2 bathrooms at Project X

    Is it necessary to specify that the money is being paid in cash?

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    Default Re: Please correct the following sentences

    Strictly speaking, a down payment is an amount paid on a large purchase at the point of agreeing a sale and is typically requested by a lender as a form of security against the loan being granted to the purchaser. An example of this is the purchase of a property. In the UK, a typical purchaser will place a down payment (deposit in the UK) of about five percent of the purcahse price and the remaining 95 percent will be financed by a lending institution such as a bank. The lending institution's exposure to risk is reduced by lendning less than the asset's market worth. In the event of a default on the loan, it will be easier for the lender to recover their investment.

    In the UK, deposit is used in place of down payment. However, deposit has wider scope and can mean (at least):

    Placing money into a bank account

    Making an initial payment for goods, property, services

    In the instance of work to be done on two bathrooms, would we not be talking about an installment or deposit?

    Furthermore, in modern English usage, 'herewith' is redundant.

    Thus, I would suggest:

    Please find enclosed a cash amount of £xxxx as a first installment for the plumming work to be carried on two bathrooms at project x.

    However, looking again at the first sentence, it hints at being a final payment (the use of 'settlement'). In this instance, 'down payment' is simply being used to mean 'full payment' or 'payment in full', which is a misuse of the phrase. If this is the case, then we should be looking at a sentence such as:

    Please find enclosed cash to the sum of £xxxx as payment in full for the plumming work carried out on the two bathrooms at project x.

    It is important to mention 'cash' as it is unusual for people to pay by that method nowadays. The written mention of it may well serve to protect the sender from theft.
    Last edited by Westley Mark; 19-Aug-2007 at 13:31.

  4. #4
    JRD is offline Member
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    Default Re: Please correct the following sentences

    I don't think so

    Thank you for your great help !

  5. #5
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    Default Re: Please correct the following sentences

    You are welcome, I hope it helped.

  6. #6
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    RonBee is offline Moderator
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    Default Re: Please correct the following sentences

    Note:
    The word plumbing is spelled with a silent b.
    ~R

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