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  1. #1
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    Default Agreeing with negative statements.

    I've been looking at proposal forms for home insurance. The insurers make certain assumptions and want you to answer "yes" to all of them.
    Examples: Your home has not suffered from flooding in the last 10 years.
    or You have never had insurance refused.

    My inclination, when agreeing with these statements, would be to say "No."
    Am I wrong?

  2. #2
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    Default Re: Agreeing with negative statements.

    I would answer "yes" thinking "yes, it's true that my home has not been flooded" (or whatever the question is).

    I mean, I'd answer yes if it's true, obviously, but not if it's false.

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    Cool Re: Agreeing with negative statements.

    Thanks for taking the time to answer. I suppose I was thinking, No, my home hasn't suffered from flooding.... but then that would be an answer to a question, not a statement.
    On the other hand, A says "it isn't raining" and B says, yes, it isn't raining..... doesn't sound OK to me.

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    Default Re: Agreeing with negative statements.

    You could avoid answerng either "yes" or "no" by saying, for example, "That's right! I haven't been refused insurance." You could also say, "No, my home hasn't flooded in the last ten years." Because of the nature of those questions, clarification is needed in any case.


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    Default Re: Agreeing with negative statements.

    I'm willing to be the underwriter has to call to get clarification on a good number of these forms, with such a poorly worded question/statement.

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    riverkid is offline Banned
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    Default Re: Agreeing with negative statements.

    Just a random wacky thought, as it's late and my synapses aren't firing all that well.

    Do we use a yes or a no when there isn't even a question involved? Aren't these more the province of 'true/false'?

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    Default Re: Agreeing with negative statements.

    Thanks everyone for your input. The problem is, that there is only a yes/no answer possible with these online proposal forms. My own inclination would be to say "correct" or "true" as suggested.
    The reason I am a bit hung up on this is that I am mining various proposal forms for writing teaching materials. I want to get it right, naturally. Of course, I could do away with the yes/no bit, but I wanted to keep things realistic.

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    Default Re: Agreeing with negative statements.

    Were I devising the form myself I would probably phrase it thusly:
    Has your home suffered from flooding in the last 10 years?
    Have you ever had insurance refused?

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    Default Re: Agreeing with negative statements.

    I understand that you want to keep things realistic, but this is a poor style to try to mimic. I like what Ron suggested, or just make them simple statements, with "true/false" and phrase them in the postive.

    My home has been flooded at some time in the past
    I have been denied insurance at some time in the past
    etc.

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