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  1. #1
    jctgf is offline Key Member
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    accumulate debts

    Hi,

    What's the expression or idiom that means "to accumulate debts or expenses" or "to get committed with large monthly debts and expenses"?

    I'm on a budget now. I can't ...?

    Thanks.

  2. #2
    I'm With Stupid's Avatar
    I'm With Stupid is offline Senior Member
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    Re: accumulate debts

    It's not an idiom.

    "To accumulate" means to gather or to amass.

    A debt is an amount of money that you owe to a person or company. For example, if you spend £100 on a credit card, you then have a debt of £100, which you will have to pay the credit card company at a later date.

    So someone who has accumulated debts will, over a period of time, have amassed a series of debts that they now owe to a variety of different people or companies. Examples would include owing money on your electricity bill, having student loans, owing money on a credit card, having a mortgage on your house, or paying for a large item such as a car over a period of months or years.

    Not a teacher.

  3. #3
    jctgf is offline Key Member
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    Re: accumulate debts

    Quote Originally Posted by I'm With Stupid View Post
    It's not an idiom.

    "To accumulate" means to gather or to amass.

    A debt is an amount of money that you owe to a person or company. For example, if you spend £100 on a credit card, you then have a debt of £100, which you will have to pay the credit card company at a later date.

    So someone who has accumulated debts will, over a period of time, have amassed a series of debts that they now owe to a variety of different people or companies. Examples would include owing money on your electricity bill, having student loans, owing money on a credit card, having a mortgage on your house, or paying for a large item such as a car over a period of months or years.

    Not a teacher.
    Thanks a lot.
    Suppose Joe has already a lot of debts and someone else offers him something to be bought and he thinks "Oh God, I can't buy it!! I can't keep spending all that money! I can't keep accumulating debts. I can't ???!"
    My question is: how would a native say such a sentence, even if he/she was only "thinking" about the matter.
    Thanks.

  4. #4
    tedtmc is offline Key Member
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    Re: accumulate debts

    incur/accrue more debts

    not a teacher

  5. #5
    jctgf is offline Key Member
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    Re: accumulate debts

    Quote Originally Posted by tedtmc View Post
    incur/accrue more debts

    not a teacher
    Thanks! Your suggestion seems to be what I am looking for. I've checked it on Dictionary.com ("to incur a huge number of debts.") and it's OK. I wonder if it can be used informally and if a native could endorse it, please.

    "I can't incur more debts!"

    Thanks.

  6. #6
    susiedqq is offline Key Member
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    Re: accumulate debts

    I'm on a budget now. I can't get into debt.

  7. #7
    I'm With Stupid's Avatar
    I'm With Stupid is offline Senior Member
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    Re: accumulate debts

    Quote Originally Posted by jctgf View Post
    Thanks a lot.
    Suppose Joe has already a lot of debts and someone else offers him something to be bought and he thinks "Oh God, I can't buy it!! I can't keep spending all that money! I can't keep accumulating debts. I can't ???!"
    My question is: how would a native say such a sentence, even if he/she was only "thinking" about the matter.
    Thanks.
    Generally, you would only use the phrase "accumulate more debts" if you were thinking about buying something on credit (on a credit card, or through a store credit scheme, for example). If you were thinking about buying something with cash, you would say something like, "I can't keep spending all that money! I've got all of these debts to pay back." Your sentence would be fine though, if you were thinking about buying something that would put you into more debt.

    Obviously indirectly, buying something and not paying of existing debts would put you into more debt, because the interest would increase, but you would generally only use the term "accumulating more debts" to refer to new debts, rather than increased interest on old debts.

    Not a teacher.

  8. #8
    jctgf is offline Key Member
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    Re: accumulate debts

    Quote Originally Posted by susiedqq View Post
    I'm on a budget now. I can't get into debt.

    great! exactly what I need! thanks a lot!

  9. #9
    susiedqq is offline Key Member
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    Re: accumulate debts

    You can also use:

    I can't get deeper into debt.

    if you already have obligations and cannot take on any more.

  10. #10
    jctgf is offline Key Member
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    Re: accumulate debts

    Quote Originally Posted by susiedqq View Post
    You can also use:

    I can't get deeper into debt.

    if you already have obligations and cannot take on any more.
    Thanks a lot. This is even more what I need. Thanks again.

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