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  1. #1
    magdalena is offline Member
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    Default credit cart and methods of paying

    i know it's a dumb question - but I need some clarification, so: as far as I know we can pay: by cheque, via pay pal, by money order, by credit card the trouble is that in Poland we have this expression "by transfer" which means : "I will transfer the money to your bank account (I might do it online or I may go to the bank personally and ask the teller to do so, whatever the method the money will be put into your bank account) and students constantly ask me about its English equivalent. I tell them "by credit card" - is that right?

  2. #2
    Offroad's Avatar
    Offroad is offline Key Member
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    Default Re: credit cart and methods of paying

    I will pay by credit card.
    I will pay cash.

  3. #3
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    buggles is offline Key Member
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    Default Re: credit cart and methods of paying

    Quote Originally Posted by magdalena View Post
    i know it's a dumb question - but I need some clarification, so: as far as I know we can pay: by cheque, via pay pal, by money order, by credit card the trouble is that in Poland we have this expression "by transfer" which means : "I will transfer the money to your bank account (I might do it online or I may go to the bank personally and ask the teller to do so, whatever the method the money will be put into your bank account) and students constantly ask me about its English equivalent. I tell them "by credit card" - is that right?
    It's certainly not a dumb question.

    In the UK, we pay using cash; credit cards; debit cards and money transfer.

    What you're referring to is "money transfer" and, as you say, we can do this, just as you do, online or by going into the bank. This is also known as "credit transfer", but it doesn't involve a credit card.

    We use credit cards to purchase things from shops and to pay for things ordered online. This money we owe to the credit card company until we pay it back, usually once a month. If we don't pay back in full, we pay interest.

    We can use debit cards in the same way as credit cards, but in this case, the money comes direct from our bank account at once, so unless we go overdrawn, no interest is involved.

    buggles(not a teacher)

  4. #4
    magdalena is offline Member
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    Default Re: credit cart and methods of paying

    so the answer would be " I'll pay by money transfer"???, actually I made it up without being sure it was the right answer:) seemed a bit artificial. BTW we can't use debit cards to pay online, only credit cards, and you? A month? I have to months to pay back in full i:)

  5. #5
    buggles's Avatar
    buggles is offline Key Member
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    Default Re: credit cart and methods of paying

    Quote Originally Posted by magdalena View Post
    so the answer would be " I'll pay by money transfer"???, actually I made it up without being sure it was the right answer:) seemed a bit artificial. BTW we can't use debit cards to pay online, only credit cards, and you? A month? I have to months to pay back in full i:)
    Money transfer is fine.

    We can use either credit or debit cards to pay online.

    We pay some or all of our credit card bill once every month, but that bill contains items from longer ago than a month. It depends on the credit card company: some give free credit for about 7 weeks after purchase while some give less.

  6. #6
    mykwyner is offline Key Member
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    Default Re: credit cart and methods of paying

    In the U.S., what you call a "transfer," we call a "wire transfer" and it's a very unusual way to pay for something unless you're sending a very large amount of money to someone, or sending money to a different country.

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