jasonlulu_2000
Senior Member
- Joined
- Apr 2, 2012
- Member Type
- Student or Learner
- Native Language
- Chinese
- Home Country
- China
- Current Location
- China
section of cover | up to limit of per insured person | Excess | Section |
cancellation of trip | $5,000 | $50($15 for loss of deposit | Section 1 |
YOU ARE COVERED
up to the amount under the cancellation section of this policy (less $ 50 excess) if you abandon the trip (on the outward journey only) after the first full 12 hours.
1. What does the word "excess" mean here? especially (less $50 excess) makes me puzzled.
2. Suppose someone abandons the trip after being delayed 12 full hours, what should he be able to claim from this insurance policy?
The answer given is $4,500, which I have no idea of how to get the number.
Can any native help me sort this out?
Thanks
Jason