# Thread: interest, rate of interest, interest rate

1. ## interest, rate of interest, interest rate

Hello everyone.
I will go to the bank today to ask about deposit accounts and their interest rate the accounts offer.

interest
interest rate
rate of interest.

Best Regards

2. ## Re: interest, rate of interest, interest rate

Originally Posted by dervast
Hello everyone.
I will go to the bank today to ask about deposit accounts and their interest rates the accounts offer.

interest
interest rate
rate of interest.

Best Regards
As the accounts are plural, the rates of interest must also be plural. You could use rates of interest, or interest rates. Either would be natural.

3. ## Re: interest, rate of interest, interest rate

Originally Posted by Tullia
As the accounts are plural, the rates of interest must also be plural. You could use rates of interest, or interest rates. Either would be natural.
and what about interest? I saw it several times printed in bank documents.

4. ## Re: interest, rate of interest, interest rate

This account offers an interest rate of 2.5%.
This account offers a rate of interest of 2.5%.
This account offers 2.5% interest.
This account offers an interest of 2.5%.
This account offers interest of 2.5%
This account offers interest at 2.5%
This is a 2.5% interest account.

The accounts offer interest at varying rates.
The accounts offer varying rates of interest.
The accounts offer varying interest rates.
The accounts offer varying interests.

There's nothing wrong with using it like you describe (I've listed a whole load of options above that I think you could hear, and other people will probably think of more too). However, an interest is not always the same thing as an interest rate; it has many additional meanings as well, some of them relating to the business and financial sector too, and so I'd be tempted to avoid it in cases where confusion could be possible. I think "interest rates" would be the better option in the second half of both these sentences, for example:

"He took great interest in what was going on with interest."
"He had interests in several banks, and followed their interests closely".

5. ## Re: interest, rate of interest, interest rate

Best Regards

Originally Posted by Tullia
This account offers an interest rate of 2.5%.
This account offers a rate of interest of 2.5%.
This account offers 2.5% interest.
This account offers an interest of 2.5%.
This account offers interest of 2.5%
This account offers interest at 2.5%
This is a 2.5% interest account.

The accounts offer interest at varying rates.
The accounts offer varying rates of interest.
The accounts offer varying interest rates.
The accounts offer varying interests.

There's nothing wrong with using it like you describe (I've listed a whole load of options above that I think you could hear, and other people will probably think of more too). However, an interest is not always the same thing as an interest rate; it has many additional meanings as well, some of them realting to the business and financial sector too, and so I'd be tempted to avoid it in cases where confusion could be possible. I think "interest rates "would be the better option in the second half of both these sentences, for example:

"He took great interest in what was going on with interest."
"He had interests in several banks, and followed their interests closely".

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