Please advise if it is correct or not.
I have received above credit card statement for the month of November 2011 and surprised that you charged me $75/- as annual fee.
Last year you had reversal the annual fee amount when I request you and subsiquently amount has been credited to my credit card account.So why did you impose annual fee which I was not bound to pay at the time card issuing. Please have the amount credited to my credit account with the assuring that you will not charge me this kind of fee anymore.
Student or Learner