Student or Learner
I've got two examples:
'We were sorry our son didn't study in Oxford' -----> 'We wished our son had studied in Oxford.'
'I was sorry Ididn't have any money on me' -----> 'I wished I had some money on me.'
I don't understand why there's past simple in the second example, is it incorrect to use past perfect as in the first one? 'I wished I had had some money on me.'