You have until the end of the year to settle your loan.
It seems to me that the construction of the above is the same as that of "You have until the end of the exam to study hard" which should mean that the addressed person doesn't have to do so after the end of it, am I wrong?
Originally Posted by SoothingDave
a loan shark.
"Usurer" is described as "old-fashioned" in dictionaries, is "loan shark" a fashionable term?
I don't see how one can study during the exam. If one is studying for an exam, one has until the beginning of the exam to study. After the exam, one will probably begin studying for the next exam, and so on.
"Loan shark" is a well known term, at least in AmE. "usurer" is not common.