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  1. B45
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    #1

    Talking to a store clerk over the phone: Will I be able to use my credit card for th

    Talking to a store clerk over the phone:

    Will I be able to use my credit card for the gift card?

    VS

    Would I be able to use my credit for the gift card?

    Are both okay here? What's the difference?

  2. MikeNewYork's Avatar
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      • American English
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      • United States

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    #2

    Re: Talking to a store clerk over the phone: Will I be able to use my credit card fo

    No difference.

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      • England
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    #3

    Re: Talking to a store clerk over the phone: Will I be able to use my credit card fo

    I'd definitely use 'my credit card'.

  3. Newbie
    Interested in Language
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    #4

    Re: Talking to a store clerk over the phone: Will I be able to use my credit card fo

    Neither is wrong, though "my credit" sounds slightly awkward to me: "credit" would work on its own.

    There is a difference in the two phrases, though. While "credit" in AmE is usually short for a "credit card," (one backed by VISA, AmEx, or similar), there are some stores that still issue credit. If I was working in one of those stores and was asked if "credit" could be applied to a purchase (rather than a "credit card"), I would assume they meant store credit and check the records to see if this customer had an account.

    [Not a teacher, just very well-read.]

  4. MikeNewYork's Avatar
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    #5

    Re: Talking to a store clerk over the phone: Will I be able to use my credit card fo

    I disagree. In AmE "credit card" is quite common whether it be a major credit card (Visa, Master Card, Amex, etc.) or a store credit card. "My credit card" is entirely natural.

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