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  1. B45
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    #1

    Can you say when getting a used car at a used car business: My friend from China has

    Can you say when getting a used car at a used car business:

    My friend from China has no SSN so I'm thinking about co-signing with/for her.

    Are both okay?

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    #2

    Re: Can you say when getting a used car at a used car business: My friend from China

    When both of you are signing, you cannot say you co-sign for your friend. You co-sign with your friend.

    not a teacher

  2. MikeNewYork's Avatar
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    #3

    Re: Can you say when getting a used car at a used car business: My friend from China

    You are actually co-signing for a loan. It is a loan to her, but you will be agreeing to pay it back if she doesn't.

  3. B45
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    #4

    Re: Can you say when getting a used car at a used car business: My friend from China

    So, is co-signing with her wrong?

  4. MikeNewYork's Avatar
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    #5

    Re: Can you say when getting a used car at a used car business: My friend from China

    I would not phrase it like that.

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    #6

    Re: Can you say when getting a used car at a used car business: My friend from China

    Quote Originally Posted by MikeNewYork View Post
    I would not phrase it like that.
    How would you phrase it?
    It is not just the signing of course and it is not quite legal. It is the undertaking of the responsibility jointly should there be a default, like acting like a guarantor.

    not a teacher

  5. MikeNewYork's Avatar
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    #7

    Re: Can you say when getting a used car at a used car business: My friend from China

    I would phrase it "I cosigned for her car loan." What do you mean it is "not quite legal"?

  6. B45
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    #8

    Re: Can you say when getting a used car at a used car business: My friend from China

    Can you say:

    Can I have someone cosign with me?

    VS

    Can I have someone cosign for me?

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    #9

    Re: Can you say when getting a used car at a used car business: My friend from China

    Quote Originally Posted by MikeNewYork View Post
    I would phrase it "I cosigned for her car loan." What do you mean it is "not quite legal"?
    It is like borrowing somebody's name to get a loan, no?

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    #10

    Re: Can you say when getting a used car at a used car business: My friend from China

    If it weren't legal, it wouldn't be done.

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