***** NOT A TEACHER *****
I cannot answer your great question, but I can share with you some dialogue that I found in the "books" section of Google (I have emphasized some words).
Eritha said wistfully, "Lilya, would you lend me some money?" ... Lilya smiled and said, "Of course, Pet. How much would you like?"
"Would you lend me a lot of money?"
Lilya's smile vanished. "How much is a lot?"
-- Lloyd Biggle, The Light That Never Was (1999), a novel.
Student or Learner