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  1. GoldLight's Avatar
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    #1

    Credit - meaning in a text

    I don't understand what "credit" could mean as written on a sign in a cafe. In our country I didn't see something like that. It is from BBC Learning English page.

    ...Go into a pub and there's a message from the manager: "Please do not ask for credit as refusal often offends"....

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    #2

    Re: Credit - meaning in a text

    Credit. As in "let me drink now and I'll pay you later."

  2. GoldLight's Avatar
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    #3

    Re: Credit - meaning in a text

    This possibility I wouldn't thought that it could be the meaning.

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    #4

    Re: Credit - meaning in a text

    You are familiar with "credit cards," right?

    Before they became common, as bank-based credit for general use, it was customary for different stores and such to offer their own credit to customers.

    A department store or gasoline station would provide a charge card for their qualified customers. Balances were usually expected to be paid off every month.

    Bars or pubs did not usually offer such a thing. Have money or get no drink/food.

  3. GoldLight's Avatar
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    #5

    Re: Credit - meaning in a text

    Thank you for the explanation, SoothingDave.
    I got the meaning.
    It is the same here where I live. If I go in a restaurant, I have to have money. I wouldn't go there without money. A little confusing is the word "credit" for me, because when there began to be used "credit cards", I could used it only if I had some money in a bank that gave me this card. It wasn't possible to buy and to go in minus. Credit is for me a certain amount of money that I have, e.g. "charged" my internet or mobile phone credit.
    Last edited by GoldLight; 04-Nov-2015 at 20:46. Reason: errors

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    #6

    Re: Credit - meaning in a text

    Technically, if you are paying in advance and any charges/spending subtract from your account, then that is a debit card.

    A credit card is for a "minus" balance, as you say.

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    #7

    Re: Credit - meaning in a text

    Exactly so in BrE too.

  4. Tarheel's Avatar
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    #8

    Re: Credit - meaning in a text

    Quote Originally Posted by GoldLight View Post
    Thank you for the explanation, SoothingDave.
    I get the meaning.
    It is the same here where I live. If I go to a restaurant, I have to have money. I wouldn't go there without money. A little confusing is the word "credit" for me, because when there began to be used "credit cards", I could used it only if I had some money in a bank that gave me this card. It wasn't possible to buy and to go in minus. Credit is for me a certain amount of money that I have, e.g. "charged" my internet or mobile phone credit.
    Say:

    When credit cards began to be used I could use one only if I had money in the back to cover the charge to my account.

    As SoothingDave pointed out, those are actually debit cards. With a credit card the bank loans you money that you have to pay back.

  5. GoldLight's Avatar
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    #9

    Re: Credit - meaning in a text

    Thank you for correcting me, Tarheel. I supposed that this long sentence wasn't good. I still have a problem with word order.
    As for "credit" and "debit", it is clear to me, and understand. I have had to "relearn" the meaning of "credit", because we called those first cards for ATM colloquially as "credit cards", as I mentioned it in my previous post.

  6. MikeNewYork's Avatar
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    #10

    Re: Credit - meaning in a text

    Debit cards are a more recent invention.

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