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  1. #1
    tufguy is offline VIP Member
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    He had taken a loan of seven lakh rupees from the bank

    John bought a new car. He had taken a loan of seven lakh rupees from the bank. He had to pay installments/ EMI for four years that were very high. Initially he paid the EMI easily but later because of some economic difficulty he couldn't pay EMI. He wrote an application to the bank manager telling his condition and asking to extend the EMI time span to eight years which was four years earlier. He also asked them to reduce the amount of EMI/ installments so that he could pay them easily.

    Please check my sentences.

  2. #2
    Tdol is offline Editor, UsingEnglish.com
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    Re: He had taken a loan of seven lakh rupees from the bank

    Who's your audience? I only heard the word lakh used when I came into regular contact with South Asians. If you are talking to a wider English-speaking audience, I'd recommend you avoid such terms.

  3. #3
    tedmc is online now VIP Member
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    Re: He had taken a loan of seven lakh rupees from the bank

    The BrE spelling is "instalment" with one "l", which I think is used in India.
    What is "lakh" and EMI?
    I am not a teacher or a native speaker.

  4. #4
    tufguy is offline VIP Member
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    Re: He had taken a loan of seven lakh rupees from the bank

    Quote Originally Posted by Tdol View Post
    Who's your audience? I only heard the word lakh used when I came into regular contact with South Asians. If you are talking to a wider English-speaking audience, I'd recommend you avoid such terms.

    John bought a new car. He had taken a loan of seven hundred thousand rupees from the bank. He had to pay instalments/ EMI for four years that were very high. Initially he paid the EMI easily but later because of some economic difficulty he couldn't pay EMI. He wrote an application to the bank manager telling his condition and asking to extend the EMI time span to eight years which was four years earlier. He also asked them to reduce the amount of EMI/ installments so that he could pay them easily.



  5. #5
    tufguy is offline VIP Member
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    Re: He had taken a loan of seven lakh rupees from the bank

    Quote Originally Posted by tedmc View Post
    The BrE spelling is "instalment" with one "l", which I think is used in India.
    What is "lakh" and EMI?
    100000 this is one lakh or one hundred thousand. EMI means equated monthly instalment.

  6. #6
    emsr2d2's Avatar
    emsr2d2 is offline Moderator
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    Re: He had taken a loan of seven lakh rupees from the bank

    What is an "equated monthly instalment"? I know what a "monthly instalment" is. It's the word "equated" that has confused me here.
    Remember - if you don't use correct capitalisation, punctuation and spacing, anything you write will be incorrect.

  7. #7
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    Re: He had taken a loan of seven lakh rupees from the bank

    To me, "taken out a loan" works better than "taken a loan".

  8. #8
    tufguy is offline VIP Member
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    Re: He had taken a loan of seven lakh rupees from the bank

    Quote Originally Posted by Raymott View Post
    To me, "taken out a loan" works better than "taken a loan".
    John bought a new car. He had taken out a loan of seven hundred thousand rupees from the bank. He had to pay instalments/ EMI for four years that were very high. Initially he paid the EMI easily but later because of some economic difficulty he couldn't pay EMI. He wrote an application to the bank manager telling his condition and asking to extend the EMI time span to eight years which was four years earlier. He also asked them to reduce the amount of EMI/ installments so that he could pay them easily.


    Could you please check it now?

  9. #9
    tufguy is offline VIP Member
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    Re: He had taken a loan of seven lakh rupees from the bank

    Quote Originally Posted by emsr2d2 View Post
    What is an "equated monthly instalment"? I know what a "monthly instalment" is. It's the word "equated" that has confused me here.
    It means you will have to pay a certain amount until you finish paying the instalments. There will be no change in the amount until the last instalment has been paid.

  10. #10
    emsr2d2's Avatar
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    Re: He had taken a loan of seven lakh rupees from the bank

    Ah, so "equal monthly instalments" in BrE.
    Remember - if you don't use correct capitalisation, punctuation and spacing, anything you write will be incorrect.

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