I am referring to your examples using 'as if' and 'as though'.
By no means is it my intention to question your judgement, but don't you think they are followed by the so-called unreal past when used to describe a present situation and Past Pefect for past situations? In my book, the resepctive statements would look as follows:
She looks as if she were tired. (Present)
She looks as if she'd been through something horrible. (Past)
I would not make any transfer on my web bank if I were you.
Actually, I should. But not a withdrawal, a deposit, perhaps. Then let it multiply a thousand times.
Now, seriously. I've noticed that when I choose the QuickReply option and click on the SUBMIT button, then return to the thread, my post is already doubled. Not much I can do for the time being. I just feel so stupid...