I think the explanations you have quoted are fairly accurate.
A) I'm thinking of quitting my job.
A) It pays terrible money and I hate the people I work with with.
B) But you need the money! If you quit you won't be able to pay your bills. You'd be better off looking for another job while you're working. Don't cut off your nose to spite your face!
In other words - don't allow a poorly thought out short term solution create even greater problems in the long run.
I'm not a teacher.
Student or Learner