Student or Learner
The subjunctive somewhat puzzles me particularly when using the past tense. Can you tell which form is more approrpriate:
1) The Banker insisted that he pay off his loan. Or,
2) The Banker insisted that He paid off his loan.
Thank you so much for your advice
The two sentences have very different meanings. The first indicates that the loan must be paid, the second that the loan has already been paid.
I am not a teacher.
These are also possible:
The banker insisted that he had paid off the loan already.
Prior action, in the past.
At our interview today, the banker insisted that he paid off the loan yesterday.
Prior action, in the present or more precisely in the very near past.
Both are indicative, not subjunctive: they report the reality.