What does material world mean
What does human value mean
Do you think human value may refer to the value that an insurance company may place on a lost life for the purpose of payment? And in that process human values get compromised!
I don't think it has anything to do with insurance or insurance companies, apart from such companies failing to show human values [notably compassion or common sense] in their dealings with their customers.
That was what I was referring to, Anglika.
I was trying to show the difference between "human value" and "human values," apparently unsuccessfully.