[Grammar] I would like to discuss the advantages and disadvantages of students/them using credi

[newkeenlearner]

Could you please check the following for mistakes?


I would like to discuss the advantages and disadvantages of students/them using credit cards.
I would like to discuss the advantages and disadvantages of students's/their using credit cards.

 

[emsr2d2]

If your question is whether you should use "them" or "their", you'll hear both. They're both accepted. Some purists might tell you that it should be "their".

 

[newkeenlearner]

Thanks, emsr2d2

If your question is whether you should use "them" or "their"

Yes. And how about "students using credit cards." and " students' using credit cards. "? Is this type of grammar rule related to "gerund possessive" ?