In Hard Times

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maving

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If someone is not doing well money-wise, do I write:

"He is in hard times."

or

"He is on hard times."
?
 

Rover_KE

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Welcome to Using English, maving.:-D What a great thread title!

The standard idiom is to fall on hard times so we'd say 'He's fallen on hard times'.

We don't use 'to be on/in hard times'.

Rover
 

emsr2d2

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You could say "He's having a hard time financially".
 
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