I'm a 50 year old small business owner that's going to college to finish up my underg

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I'm a 50 year old small business owner that's going to college to finish up my undergrad.

Would a native speaker say this?
 
A BE speaker wouldn't say that.
 
An AmE speaker would not say that either.

I'm a 50-year-old small business owner who's going back to college to finish up my undergraduate degree.
 
An AmE speaker would not say that either.

I'm a 50-year-old small business owner who's going back to college to finish up my undergraduate degree.

If it is in written English, it is fine for me. In case it is in spoken English, the sentence sounds kinda long for me. I would say "I'm a 50-year-old small business owner. I'm going back to college to finish up my undergraduate degree". Do you think native speakers would tend to say so?

Is it wrong to use " that" instead of "who"? I think both "that" and "who" are okay.

Thank you!

 
"That" is OK, but I prefer "who". The sentence works fine in spoken English as one or two sentences.
 
"That" is OK, but I prefer "who". The sentence works fine in spoken English as one or two sentences.

I'm a 50-year-old small business owner who's going back to college to finish up my undergrad.

Is this okay?
 
It would be better with "undergraduate degree". Why abbreviate it?
 
This BE speaker doesn't like 'finish up' or 'undergraduate degree'. If you have a degree you're no longer an undergraduate.

'I'm a 50-year-old small business owner who's going back to college to finish a degree course I started 30 years ago.'

Or just '...to get a degree.'
 
In AmE you will often hear "undergraduate degree" to differentiate it from "graduate degree".
 
If someone has only a bachelors, they tend not to refer to it as their "undergraduate degree."
Only when someone has a graduate degree do they tend to refer to "their undergrad."

I got my MBA from Temple. I got my undergrad from Villanova. Or whatever. (Neither of those statements are true, by the way.)
 
They may also refer to their undergraduate degree while they are enrolled in graduate school.
 
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