Greetings from Ukraine

[temper]

Dear friends,

I'd like to ask you to check my CV as far as possible.

PERSONAL INFORMATION
Date of Birth: */*/*;
Family status: married;
Hobbies: chess, football, recitation, music;
OBJECTIVE
To obtain a position of senior relationship manager that enables me to use my sales and analytical skills and assists in further increase of professional level;
PROFESSIONAL EXPERIENCE
Senior RM at International clients desk, */09 until today, Bank5
· Selling of the full spectrum banking products;
· Special focus on selling of credit/risk-bearing products: primary assessment of the creditworthiness, structuring of the credit deal, preparation and negotiation of commercial offer, preparation of credit application (part of business), arranging approval process and supporting the deal to be approved by all units involved, presenting the deal to credit committee, ensuring drawdown and monitoring throughout the loan life-time;
· Search for new customers/expansion and monitoring of the customer base/monitoring for cross-selling opportunities for existing customer base;
· Maintaining relationship with the exiting clientele;
· Supporting the clients in the daily business;
· Develop and improve the credit process for the Department;
Senior CA, 01/09 – 06/09, Bank4
· Restructuring of impaired and potentially exposures (WCF, STF and PF);
· Searching for work-out opportunities, preparing/analysing work-out plans;
· Preparing credit decisions on whether cash injections are appropriate to increase recovery rates;
· Tight contact with client’s management/representatives;
· Cash flow modelling, verification of equity participation on projects, industry analysis, etc.;
· Preparation of credit applications for Credit Committee;
CA, 01/08 – 01/09, Bank3
· Risk analysis of companies applying for credits, covering financial analysis, market environment evaluation, assessment of business risks;
· Projects finance deals analysis;
· Structuring both WC and PF deals;
· Developing cash flow projections and feasibility studies, verifying business plans;
· Market analysis;
· Preparing and presenting credit applications to Credit Committee;
CA, 04/07 – 12/07, Bank2 Branch
· Analysis of financial standing and business of clients;
· Analysis and overview of limit applications received from outlets;
· Preparing and presentation of the limit applications to Credit Committee;
· Coordination of corporate crediting process of outlets under supervision;
· Qualitative and quantitative analysis of credit portfolio of outlets under control;
SME expert, 12/06 – 04/07, Bank1 Branch
· Attaining new SME clients, building up and maintaining relations with clientele;
· Identifying clients’ needs and sales of full range of banking products;
· Deals structuring and writing business part of credit application;
EDUCATION
MS, Economical Cybernetics (with distinction), Jun. 2007, Kiev National University, Ukraine
Currently I am working on a dissertation thesis titled "Adaptive modelling of Ukraine's economic development"

ADDITIONAL SKILLS
· Good PC skills: MS Office, advanced Excel skills, Web, Statsoft Statistics, strong general computer literacy;
· Languages: Russian (fluent), English (upper-intermediate level, active business and finance vocabulary), German (basic level), Italian (basic level);
PERSONAL QUALITIES
· Result-oriented;
· Analytical thinker;
· Creative and integrated approach to goals achievement;
· Presentation skills;
· Skills of negotiating.

Thanks in advance and best regards,
DO

[Gillnetter]

Dear friends,

I'd like to ask you to check my CV as far as possible.

PERSONAL INFORMATION
Date of Birth: */*/*;
Family status: married;
Hobbies: chess, football, recitation (What does this mean?), music;
OBJECTIVE
To obtain a position of senior relationship manager that enables me to use my sales and analytical skills and assists in further increase of professional level
To obtain a position as a senior relationship manager that will enable me to use my sales and analytical skills and which will be benefical to my professional development.

PROFESSIONAL EXPERIENCE
Senior RM at International clients desk, */09 until today, Bank5
· Selling of the full spectrum banking products
Selling the full spectrum of banking products
· Special focus on the selling of credit/risk-bearing products: primary assessment of the creditworthiness (of clients?), structuring of the credit deal (Let's find a better term for credit deal - much too common and informal), preparation and negotiation of commercial offers, preparation of credit applications (part of business), arranging the approval process and supporting the deal (Find a better term for deal) to be approved by all units involved, presenting the deal to credit committees, ensuring drawdown and monitoring throughout the loan life-time;
· Search for new customers/expansion and monitoring of the customer base/monitoring for cross-selling opportunities for to the existing customer base;
· Maintaining relationship with the exiting clientele;
· Supporting the clients in the daily business;
· Develop and improve the credit process for the department;
Senior CA, 01/09 – 06/09, Bank4
· Restructuring of impaired and potentially potential exposures (WCF, STF and PF);
· Searching for work-out opportunities, preparing/analysing work-out plans;
· Preparing credit decisions on whether cash injections are appropriate to increase recovery rates;
· Tight contact with client’s management/representatives;
· Cash flow modelling, verification of equity participation on projects, industry analysis, etc.;
· Preparation of credit applications for the Credit Committee;
CA, 01/08 – 01/09, Bank3
· Risk analysis of companies applying for credits, covering financial analysis, market environment evaluation, assessment of business risks;
· Projects finance deals analysis;
· Structuring both WC and PF deals;
· Developing cash flow projections and feasibility studies, verifying business plans;
· Market analysis;
· Preparing and presenting credit applications to the Credit Committee;
CA, 04/07 – 12/07, Bank2 Branch
· Analysis of financial standing and business of clients;
· Analysis and overview of limit applications received from outlets;
· Preparing and presentation of the limit applications to the Credit Committee;
· Coordination of corporate crediting process of outlets under supervision;
· Qualitative and quantitative analysis of credit portfolio of outlets under control;
SME expert, 12/06 – 04/07, Bank1 Branch
· Attaining new SME clients, building up and maintaining relations with clientele;
· Identifying clients’ needs and sales of full range of banking products;
· Deals structuring and writing business part of credit application;
EDUCATION
MS, Economical Cybernetics (with distinction), Jun. 2007, Kiev National University, Ukraine
Currently I am working on a dissertation thesis titled "Adaptive modelling of Ukraine's economic development"

ADDITIONAL SKILLS
· Good PC skills: MS Office, advanced Excel skills, Web, Statsoft Statistics, strong general computer literacy;
· Languages: Russian (fluent), English (upper-intermediate level, active business and finance vocabulary), German (basic level), Italian (basic level);
PERSONAL QUALITIES
· Result-oriented;
· Analytical thinker;
· Creative and integrated approach to goals achievement;
· Presentation skills;
· Skills of negotiating.Strong negotiating skills

Thanks in advance and best regards,
DO

There is no need for semicolons after each item. Credit Committee is only capitalized if it is a proper name. If it is a committee that works with credit, there is no need to capitalize it.

[temper]

I appreciate your help.