Re: take off or take out?
Hi Leo
Welcome to the forum!
With reference to your supplementary question, as a NES, but not a teacher:
I would not have personally not used the term "disbursement" in that context. I would have used the term "withhold payment" for any disputed amount (e.g. to cover shortages or items that are received damaged or don't work in accordance with the agreement with the "seller" - provided, of course, the sales agreement you have permits you to withhold disputed payments.
What you should not normally do, again unless the agreement allows you to do it, is withhold any undisputed amount, unless you have a very good reason for doing so. Such a reason may be that you can't use the rest of the goods without a critical missing component that they were required to supply under the order (e.g. an elephant that doesn't come complete with 4 legs would, presumably, not be what you ordered or had a reasonable right to expect!)
Hope this helps
R21
PS Admin: This post's title should also be changed to the new thread.