EMI

[tufguy]

Are these sentences correct?

1) I bought a phone on EMI.
2) I bought a phone and paid in EMIs.
3) I bought a phone on EMI using bajaj finserv(company).

Please check these.

 

[emsr2d2]

Tufguy, you have been here long enough to know that a one-word title isn't sufficient. Please edit your title - I suggest you use "I bought a phone on EMI".

Edit post #1 to:
1. Remove "Please check these". It's tautologous after opening with "Are these sentences correct?" How could we tell you if they're correct without checking them?
2. Explain what "EMI" means.

 

[Barque]

2. Explain what "EMI" means.

Equated monthly installment. The abbreviation's common in Indian English, though many who use it and may know what it means in effect may not know what it stands for. He bought the phone on an installment plan/with a financing scheme.

1) I bought a phone on EMI.
2) I bought a phone and paid in EMIs.
3) I bought a phone on EMI using bajaj finserv(company).

The first isn't technically correct but you'll hear it often in India.

The second's grammatical. Remember that "EMI" is not used much outside India. You could just say "installments" instead of "EMIs".

The third isn't correct either.
I bought the phone on an installment plan. The financier was Bajaj Finserv.
I bought the phone on an installment plan with Bajaj Finserv.
(Note the capitalisation of the company's name.)

 

[emsr2d2]

@tufguy I wondered why you were ignoring my request to make those changes to post #1. However, I've just discovered that you reported the post instead. I can understand how people sometimes confuse the "Report" and "Reply" buttons but I don't think I've ever seen someone hit "Report" instead of "Edit".

You still have time to edit post #1 so please do so, following my instructions in post #2.

 

[5jj]

I can't find it now, but I thought it was Barque who reported a post.

 

[emsr2d2]

I can't find it now, but I thought it was Barque who reported a post.

Apologies to tufguy. You're right. @Barque - you inadvertently reported tufguy's post instead of replying to it.

@tufguy - you still need to make those edits.

 

[tufguy]

Apologies to tufguy. You're right. @Barque - you inadvertently reported tufguy's post instead of replying to it.

@tufguy - you still need to make those edits.

There is no option to edit.

What is the way to correct the title?

I don't see any "edit" option for the first post. I am posting a new one.

 

[tufguy]

Tufguy, you have been here long enough to know that a one-word title isn't sufficient. Please edit your title - I suggest you use "I bought a phone on EMI".

Edit post #1 to:
1. Remove "Please check these". It's tautologous after opening with "Are these sentences correct?" How could we tell you if they're correct without checking them?
2. Explain what "EMI" means.

Are these sentences correct?

1) I bought a phone on equated monthly installment.
2) I bought a phone and paid in equated monthly installment.
3) I bought a phone on equated monthly installment using Bajaj Finserv(company).

 

[emsr2d2]

There is no option to edit. What is the way to correct the title? I don't see any "edit" option for the first post. I am posting a new one.

Please note my improvements to your layout above. There's no need to write each sentence on its own line unless you're changing the subject. Each time you leave an empty line, it's the equivalent of starting a new paragraph.

As far as editing goes, you missed the deadline. You have only 24 hours to edit a post and/or title.

 

[5jj]

1) I bought a phone on equated monthly installment.
2) I bought a phone and paid in equated monthly installment.
3) I bought a phone on equated monthly installment using Bajaj Finserv(company).

These are meaningless in BrE.

 

[emsr2d2]

Are these sentences correct?

1) I bought a phone on equated monthly installments.
2) I bought a phone and paid in equated monthly installments.
3) I bought a phone on equated monthly installments using Bajaj Finserv space required before an opening bracket (company).

See above. I have left the spelling of "installments" even though it's underlined in red by my spell-checker. That's because BrE uses "instalments" (just one "L") but I know that AmE prefers "installments".

Note that BrE does not use/recognise the term "EMI" (or its full wording). It will work only if you're talking to another Indian English speaker.

You could say "I bought a phone/I am buying a phone on an equated monthly instalments plan". In BrE, you can also say "I bought a phone on finance", "I bought a phone on an instalment plan", "I bought a phone on credit", or "I bought a phone on HP" (HP = hire purchase).

 

[Tarheel]

@tufguy Wouldn't it be simplest to say you bought the phone on an installment plan?

 

[emsr2d2]

@tufguy Wouldn't it be simplest to say you bought the phone on an installment plan?

That's why I suggested that very sentence in post #11.

 

[Tarheel]

@emsr2d2 I'm getting old and forgetful.

 

[Barque]

Wouldn't it be simplest to say you bought the phone on an installment plan?

I agree. I suggested it too in #3. Also just "I paid for it in installments".

Tufguy, as stated above, 'EMI' is usually used only in India (and maybe a couple of neighbouring countries). And even in India no one expands the abbreviation in casual speech, so you'll hardly ever hear anyone saying "Equated Monthly Installment". Most people don't even know that's the full form; they just know that "EMI" refers to an installment.

I've heard people saying I paid for it in quarterly EMIs.

 

[Tdol]

Equated monthly installment. The abbreviation's common in Indian English, though many who use it and may know what it means in effect may not know what it stands for. He bought the phone on an installment plan/with a financing scheme.



The first isn't technically correct but you'll hear it often in India.

If we used the term in English, I would use the first- we buy things on credit.