If someone is committing fraud, they are vs will be held accountable.

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cubezero3

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“Fraud is a crime that impacts everyone and undermines trust in the banking system,” Chase spokesperson Drew Pusateri said in a statement. “We’re pursuing these cases and actively cooperating with law enforcement to make sure if someone is committing fraud against Chase and its customers, they’re held accountable.”
I'm trying to work out the difference between the following two sentences:

1 If someone is committing fraud, they are held accountable.
2 if someone if committing fraud, they will be held accountable.

I think in sentence 1, the speaker is trying to lay down a fact. He is basically saying this is what happens if you commit a fraud.
In sentence 2, the speaker is presenting a future possibility. He's telling the reader what in his opinion may happen.
In this context, the speaker is trying to tell the audience that they should not commit fraud, or it is guaranteed that things will end up badly for them. Hence his use of the simple present tense.
Am I correct in thinking so?
 
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