Results 1 to 3 of 3
    • Member Info
      • Native Language:
      • Chinese
      • Home Country:
      • China
      • Current Location:
      • China

    • Join Date: Apr 2012
    • Posts: 713
    • Post Thanks / Like
    #1

    What does "excess" mean in this case?

    section of cover up to limit of per insured person Excess Section
    cancellation of trip $5,000 $50($15 for loss of deposit Section
    1


    YOU ARE COVERED
    up to the amount under the cancellation section of this policy (less $ 50 excess) if you abandon the trip (on the outward journey only) after the first full 12 hours.

    1. What does the word "excess" mean here? especially (less $50 excess) makes me puzzled.

    2. Suppose someone abandons the trip after being delayed 12 full hours, what should he be able to claim from this insurance policy?
    The answer given is $4,500, which I have no idea of how to get the number.

    Can any native help me sort this out?

    Thanks

    Jason

    • Member Info
      • Native Language:
      • English
      • Home Country:
      • England
      • Current Location:
      • England

    • Join Date: Jun 2010
    • Posts: 21,477
    • Post Thanks / Like
    #2

    Re: What does "excess" mean in this case?

    1. $50 excess means $50 is deducted from each claim. If you claim $200 for loss of a suitcase you can't expect more than $150.

    2. Who gave the answer $4,500? I would have expected $4,950.

    Rover

    • Member Info
      • Native Language:
      • Chinese
      • Home Country:
      • China
      • Current Location:
      • China

    • Join Date: Apr 2012
    • Posts: 713
    • Post Thanks / Like
    #3

    Re: What does "excess" mean in this case?

    Thanks!
    So "less $50 excess" means that a man will be responsible for less than 50 dollars in compensation, doesn't it?

    Plus, "$15 for loss of deposit" makes no sense to me. What does "loss of deposit" mean?

    Thanks again for your patience!

    Jason

Similar Threads

  1. [Grammar] "If" vs "in case (of)" - reopening of a past thread
    By JarekSteliga in forum Ask a Teacher
    Replies: 7
    Last Post: 04-Jan-2012, 22:16
  2. "For" case in "The man is fishing for fish"
    By leke in forum Ask a Teacher
    Replies: 1
    Last Post: 23-Dec-2010, 12:11
  3. [Grammar] Use "s" with excess
    By naviobb in forum Ask a Teacher
    Replies: 1
    Last Post: 11-Jan-2010, 12:14
  4. [General] a few connotations of "excess"
    By vil in forum Ask a Teacher
    Replies: 1
    Last Post: 13-Dec-2009, 03:52
  5. Replies: 4
    Last Post: 12-Dec-2007, 15:04

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •