Pay by installments/credit

[Rachel Adams]

Yankee

If I also need to mention that I am going to pay in instalmens. How do I put the phrases you suggested and ''installments'' together? Ex; I am going to renovate my flat/ buy a TV. If I say ''You can get a credit account and pay by/in installments.'' Is it OK?

 

[Yankee]

If I also need to mention that I am going to pay in instalmens. How do I put the phrases you suggested and ''installments'' together? Ex; I am going to renovate my flat/ buy a TV. If I say ''You can get a credit account and pay by/in installments.'' Is it OK?

First, from your Post #20: Lacking any context, "to obtain a credit" would suggest that a bank or a retailer would credit your account for over payment as in "The item ordered has been discontinued and we have issued 'a credit' to your account.
Second, "by" or "in" would be OK. I would most likely use "in".

 

[probus]

No, the example is not wrong. In the context of academic course work, credit is countable. It means credit for having completed a course, as opposed to credit meaning the ability to borrow.

 

[Rachel Adams]

First, from your Post #20: Lacking any context, "to obtain a credit" would suggest that a bank or a retailer would credit your account for over payment as in "The item ordered has been discontinued and we have issued 'a credit' to your account.
Second, "by" or "in" would be OK. I would most likely use "in".

Thank you but since I am talking about the ability to borrow as probus said, are my examples in post 23 correct?

 

[Yankee]

Thank you but since I am talking about the ability to borrow as probus said, are my examples in post 23 correct?

Maybe I misunderstand, but I thought I answered with,
Second, "by" or "in" would be OK. I would most likely use "in".

 

[Rachel Adams]

Maybe I misunderstand, but I thought I answered with,
Second, "by" or "in" would be OK. I would most likely use "in".

I must have confused you. I am so sorry. I was asking about my own example not about the example from the online dictionary. In answer to someone who says ''I am going to renovate my flat or buy a TV. Can I say ''You can get a credit account/you can get credit facilities and pay by/in installments.'' I just added the part in bold myself and wasn't sure if it worked.

 

[Tarheel]

You could say:

You can get credit.

When a bank advances you money they are giving you credit. (Not a credit.)

 

[probus]

and pay by/in installments.'' I just added the part in bold myself and wasn't sure if it worked.

The part in bold works perfectly.