Welcome, Ch23. 
To the Financial Aid Appeal Committee:
I am really thankful for the generous award letter, but I still cannot afford to attend <hide> University.
In the award letter sent to me on June 22, 2007, the Committee suggested that my parents take out a $9500 Federal Plus Loan. My parents have $480,000 in mortgages that they are struggling to pay—they pay $2,710.53 for the first mortgage and $1,188.08 for the second mortgage (monthly). Yet, they make only $4200 from their jobs. They also need to pay for utilities and food—they are scrambling every dollar to pay these bills. Therefore, I cannot see myself asking my parents to take another loan on my behalf. My family simply cannot financially support my college education.
There is no doubt in my mind that I will succeed at <hide> University. My first semester grade point average was 3.3, but my second semester grade point average was 3.6.
University of <hide> is offering me a full scholarship; however, MU has wonderful teachers, staff, and learning environments. It is really tempting to go to <hide> college for free but I am willing to take a Subsidized Stafford Loan to go Marymount University. I am convinced that with the help of this committee I will able to finish my college education with MU tuition assistance.
I want to express my sincere appreciation for giving me the opportunity to explain my financial circumstances. I am looking forward to hearing good new from you.
Sincerely,