Is 'which are' needed after companies for balance?

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bertietheblue

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'Companies in the business of receiving deposits from the general public and which grant loans must be licensed as banks.'

I often see structures like this in the documents I proofread. Do you think 'Companies which are ...' is needed for balance or is the above acceptable?
 
'Companies in the business of receiving deposits from the general public and which grant loans must be licensed as banks.'

I often see structures like this in the documents I proofread. Do you think 'Companies which are ...' is needed for balance or is the above acceptable?

First it should be understood that I am not a proofreader, but just someone who learns English for fun. The sentence is not ungrammatical, but stylistically poor, IMHO.

I would offer this:
Companies in the business of receiving deposits from the general public and [STRIKE]which[/STRIKE] granting loans (to them) must be licensed as banks.
 
It's acceptable to me.
 
I do like the more parallel version but the original seems fine to me. If you're proofing, I'd let it go; if you're line editing, I'd make the change.
 
I've probably p***ed off a few lawyers over the years then, correcting this. Oh well!
 
I've probably p***ed off a few lawyers over the years then, correcting this. Oh well!

In the grand scheme of things, that is not the end of the world. :up:
JPN- CMR 1:0
 
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